The company

Daniel Donchev has more than 15 years experience in the financial sector. He joined the Expat team in 2019 as Chief Investment Officer. Prior to that, Daniel was Chief Investment Strategist at Karoll Capital Management, where he was responsible for the investment strategy of the company, the management of the portfolios of the individual and institutional clients, as well as for the company’s global equity fund. Previously, for more than 10 years he was a Senior Portfolio Manager in one of the largest institutional investors in Bulgaria - NN (formerly ING), where he was part of the management of portfolios of pension funds and the insurance portfolios of the company. Daniel was as a financial analyst in UniCredit Leasing and Postbank. He is a CFA charterholder, holds a Bachelor's degree in Finance from the University of National and World Economy and an Investment Consultant license by the FSC.

Prior to joining Expat, Konstantina Pergelova worked as Manager Institutional Clients at Societe Generale Expressbank. Her previous experience includes working as Head of Back Office and Asset Investment Procedures at DSK Rodina Pension Assurance Company, and as a Back Office Expert at Standard Asset Management. Konstantina Pergelov has a Bachelor’s degree in Finance from “Dimitar Tsenov” Academy of Economics, Svishtov, and a Master’s degree in International Relations form the University of National and World Economy, Sofia. 

Gloria holds a Bachelor Degree in Business, Economics and Social Siences from Vienna University of Economics and Business. Prior joining the team at Expat, Gloria Nikolova held a management position in Group Payments Operations at Erste Group Bank, Vienna. Her career includes also working as tax assistant at Leitner Leitner, Vienna. Gloriya was also an intern at the Europan Parliament.

Gloria Nikolova is also Chief Executive Officer of the Bulgarian CFA Association.

She speaks German, English and Russian.

Marina Todorova is a registered lawyer and a member of the Sofia Bar Association, and a domestic and international arbitrator. From 2005 till 2009, Marina Todorova worked as a Lawyer at “Gruykin, Tanchovski, Velichkov” Law Firm in Sofia. She has a Master's degree in Law from Sofia University “St. Kliment Ohridski”. In 2004, Marina attended a training course in Conduct of cases before the European Court in Strasbourg. In the same year, she completed her government legal experience as a trainee lawyer at the Ministry of Justice. She speaks English and Russian.

Veselina Petrova joined the Expat team in Oct 2018. Prior to that, she was Senior Supervisor in a bank branch of First Investment Bank. Her previous experience also includes working for the Institute for Postgraduate Studies at the University of National and World Economy, as well as for the Building and construction company Savix Pharm.

She holds a Bachelor’s degree in Finance and a Master’s degree in Public Administration from the University of National and World Economy, as well as a Master’s degree in Organization and management of corporate security from the Military Academy Georgi S. Rakovski. She speaks English and Spanish and has basic knowledge of Italian.

Dzhuliya Katsarova holds a Bachelor's degree in Business Studies from the University of Sheffield, and a Master's degree in Finance from Durham University. She is a CFA charterholder. Prior to the position of Portfolio Manager, she was a financial analyst at the company. She has experience as trader and financial analyst.

Teodora Dimitrova holds a Bachelor's degree in Economics and is currently completing her Master's degree in Financial Management at the New Bulgarian University. She participated in an internship program at the United Bulgarian Bank where her responsibilities were in the area of lending to large corporate clients. In 2014, Teodora had an internship at a large Bulgarian accounting firm, after which she joined the Expat team. Her responsibilities include communication with Expat’s counterparties on the technical execution and booking of securities transactions. Teodora is responsible for the administration of Expat’s UCITS funds. She speaks English.

Gergana Milcheva joined the Expat team in 2021, having many years of experience in the financial sector.

She has worked as Head of Settlement, Reporting and Administrative Services at Alpha Asset Management. She was the founder of the call center of First Investment Bank, as well as creator and manager of other corporate contact centers. Her experience includes working as Financial and Administrative Manager of the Center for Inclusive Education, as well as Managing Owner of a company in the field of customer service Aerlin Pro.

Gergana has a Master's degree in Bulgarian language and literature from Sofia University “St. Kliment Ohridski”. She speaks English.

Asya Karsheva holds a Master's degree in Accounting and a Bachelor's degree in Macroeconomics from the University of National and World Economy, Sofia. Prior to joining the Expat team she had worked for the custody services departments in Texim Bank and in Eurobank Bulgaria. Her professional experience also includes working as an accountant at KMI Fund Services.

Evgenia Simeonova joined the Expat team in 2008. She has substantial experience as a Business Coordinator and Economic analyst working at large international companies such as ExxonMobil and Amtest. She graduated from the University of National and World Economy in Sofia with a Master's degree in International Economic Relations. In 2010, she acquired a qualification in Financial and Investment Analysis from the Center for Finance and Accounting, IPS, UNWE. She speaks English and Russian.

Prior to joining the Expat team, from 2010 to 2018, Tatyana Lazarova was Deputy Chief Accountant at DV Asset Management. Before that, from 2009 to 2010, she was Operational Accountant at the same company. Her professional experience includes working as Chief Accountant at Exclusive Property REIT (2007-2009) and DSK Asset Management (2005-2007). Between 2001 and 2005, she held the position of Financial Manager at the investment intermediary Bora Invest. Prior to that, she was Manager at Again Invest.

Tatyana holds a Master's degree in Finance from the University of National and World Economy, Sofia. She speaks Russian and English.

Prior to joining the Expat team Yordanka was accountant at Zora MMS. Her professional experience in the field of accounting and finance includes working for local and international companies from the grains and oilseeds merchandising, financial services and pharmaceutical sectors. She holds a bachelor’s degree in Finance from the University of National and World Economy, Sofia. Yordanka speaks English and Russian.

Preslava Karaivanska holds a Bachelor in Economics and Finance at Sofia University 'St. Kliment Ohridski'. She has completed a specialization in Corporate Finance and Investments at the University of St. Gallen HSG in Switzerland. Prior to her academic pursuits, she had a professional career in the field of arts. She speaks German and English.